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The idea of a "No spend" challenge is for a set period of time, in this case a month, to cut all unnecessary expenses, focusing only on the essentials such as rent, mortgage, utilities, car & transportation etc.

 

How about not buying a takeaway coffee for three days on the trot (don't worry, it's not cutting it completely!), or maybe looking at changing your credit card to get a better rate of interest, not splurging on the takeaway, walking to work rather than taking that Uber. You get the idea. Get creative

with how you can save on non-essential spending.

 

Use this NO SPEND challenge to help you get ahead!

The 31 Day NO SPEND challenge

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