The idea of a "No spend" challenge is for a set period of time, in this case a month, to cut all unnecessary expenses, focusing only on the essentials such as rent, mortgage, utilities, car & transportation etc.
 
How about not buying a takeaway coffee for three days on the trot (don't worry, it's not cutting it completely!), or maybe looking at changing your credit card to get a better rate of interest, not splurging on the takeaway, walking to work rather than taking that Uber. You get the idea. Get creative
with how you can save on non-essential spending.
 
Use this NO SPEND challenge to help you get ahead!